For those who want to establish future income in a tax exempt environment. Maybe you started saving a little later in life, or experienced a restart and need to play catch up. It could be that the typical Qualified plan savings limits are just not enough to provide the lifestyle you desire (for those with $100K+/yr household income). The beauty of these strategies is that they are powerful income mechanisms and in 5 years you could be done saving and have a piece of tax exempt income for your future financial independence.